Our Lenders

David Frank at V.I.P. Independent Mortgage, Inc.

Phone: (949) 374-0421  Fax:



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Loan Officer at First Cloud Mortgage

Phone: 855-506-5626  Fax:


At First Cloud Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!


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Craig A. Brock at Rancho Financial

Phone: 619-602-4850  Fax: 888 819-7752



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Location & Address

eXp Realty California

Escondido, CA
714-676-8429